Home loan services
Why get Pre-Approved?
Prior to beginning your home search, it is important to get a prequalification at the very minimum though a preapproval is better. A prequalification is a simple process that takes a few minutes. The lender asks some questions and then provides you with a letter stating that you can obtain a loan if the information you have provided can be verified. The problem with a prequalification is that no financial information has been verified. To obtain a preapproval, it is necessary for you to provide financial information that the lender can verify. A preapproval puts you in a much stronger position when making an offer on your dream home.
In today's competitive market, sellers will not accept offers from buyers that aren't prequalified/preapproved. A preapproval confirms how much money you can borrow and gives sellers the piece of mind of knowing that if they accept your offer, you can get a loan. There are a variety of great mortgage programs out there to fit your individual needs.
These are some of the mortgage programs we can help with...
- Conventional, FHA, and VA
- First Time Home Buyer Programs
- No Money Down USDA
- Rehabilitation Loans
- Investor and Second Home
- Fixed and Adjustable Rate
- No Mortgage Insurance
Take the first step on the path to buying your dream home and get preapproved today!
* Your information will never be shared with any third party.