With over 22 years of experience in the mortgage industry, loans are not just what we do, but helping people, is what it's about! The Musgrove Team is dedicated to our client & agent success. It is the driving mission that keeps our team constantly learning & pushing beyond boundaries. We find solutions other lenders simply can't (or won't). Locally known as Dayton's only, "Loan Doctor" dissecting one deal at a time, breathing life back into it, making the dream of homeownership a reality, we make a commitment to each borrower, fulfilling it with hard work, constant communication, a concierge level of service, & creative problem solving. When a referral partner gives our name, they are confident knowing they are giving their clients the best chance of a smooth, successful experience. Fairway Independent Mortgage Corporation offers final loan commitments in as few as 10 days. We process & underwrite locally & offer Pre-Approvals same day! I specialize in first time homebuyer's financing, with veterans & VA, USDA rural financing, FHA government financing, & desktop underwrite directly with Fannie Mae/Freddie Mac via Conventional financing. I have a wide range of Renovation products, Investment, 2nd home, as well as Grants for down payment assistance. I've been recognized as the Top 1% in the nation the by Scotsman's Guide and have a running record with Fairway's Chairman's & President's club.